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Having an eye on top offers for credit card bill payments can help you maximise your savings. 

You can use numerous methods to pay your credit card bills, which include both online and offline options. 

Since making timely bill payments is key for optimal returns, you can choose any convenient method. However, choosing certain platforms can give you an added advantage, such as extra security and a user-friendly experience. 

You can earn cashback and rewards by paying credit card bills on these platforms. Understanding these methods can help you pay your bills securely in a simple manner. 

Different Methods to Use

While credit cards come with the convenience of a buy now and pay later feature, it is important to pay bills on time. Thankfully, credit card companies accept payments from many modes, which enable you to pay from anywhere, adding to a card’s flexibility. Here are some online processes you can opt for at your convenience:

Net Banking

In today’s digital landscape, most issuers provide net banking options. Collecting the correct credentials from the issuer before opting for this method is essential. To pay your bills, log in to your account and select the bill payment option.

NEFT or IMPS

You can pay your bills with this method using your net banking credentials. You can choose from the NEFT or IMPS options to transfer the funds. It typically requires extra steps, like adding a beneficiary and IFSC number. 

It is a secure method. However, it is important to note that payment processing may take a while. You can make the payment a few days before the due date to avoid delays.

Payment Platforms

There are a number of online apps that you can utilise to pay your bills. Doing so makes the bill payment process smoother, as most platforms provide a user-friendly interface and top-notch protection system. Apart from that, these platforms provide you with rewards and cashback when you use their app to pay bills. You can use these offers to pay your credit card bill and maximise your savings.

While there are offline methods to pay bills, they may not be convenient. However, in case you do not have access to the internet or prefer other modes, you can try these:

• Call the customer helpline of the credit card company and pay by following the instructions 
• Visit an ATM and pay following the instructions on screen 
• Go to the company’s branch and pay in person
• Drop a cheque into the issuer’s drop box 

Offers on Bill Payment

While budgeting can help you in saving the most, it adds up with these offers on credit card bill payments. These are some applications that provide offers on bill payment.

Cred

• It is one of the most used apps for bill payments.
• It has an eligibility criterion of a credit score above 750.
• You can earn Cred coins using the Cred app while making credit card bill payments.
• It is one of the most used apps for bill payments.
• It has features like payment alerts and credit reports that can help you maintain your credit score and pay bills on time.
• You get access to an e-statement and can monitor your bills in order to stick to your budget.
• It comes with the convenience of linking UPI or net banking to pay bills.

Google Pay

• It makes it easy to pay bills by simply typing in your credit card number 
• It offers a range of rewards for paying bills and you can use them to save on future purchases 
• You can enjoy top-tier security 
• Your payment is usually reflected instantly

Paytm

• It is one of the most trusted apps for bill payments in India.
• It provides you with numerous payment avenues like net banking, debit cards and others.
• You can earn points on credit card purchases, which you can redeem later for rewards.
• Paying bills of higher amounts may also provide additional benefits, such as receiving scratch cards with potential rewards or deals. 
• You can use its auto-payment features to simplify your payments.
• It also enables you to check your credit score. 

You can enjoy offers for credit card bill payment using these different methods. Select one that aligns with your needs and provides you with maximum benefit. If you are looking for convenience in payments, the One Credit Card can be an excellent choice. Using it, you can convert large bills into affordable EMIs and pay them with flexibility. 

Using its exciting app, you can monitor and control all your spending in one place. What’s more, you can earn 5X reward points on the top two spending categories every month. In addition, you can save more with a wide range of discounts on shopping, dining, upskilling, rental payments and more. Apply online or download the app to enjoy the benefits of this lifetime-free credit card!